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Alfabetización emocional para niños

La clave para la inteligencia financiera

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Deisy Alvarez

Published on
Financial Education

“You can’t make intelligent decisions if you don’t know how you feel.” — Dr. Lisa Feldman Barrett

Children don't just need rules to manage their money. They need tools to recognize their emotions before spending.

Why emotional awareness is more important than smart financial decisions

Financial decisions are emotional rather than logical. Cambridge research shows that emotional intelligence in children predicts financial behavior in adulthood.

How “Be a Real Hero” fosters financial emotional literacy

  1. “Impulsive Monster vs. Saved Hero” comic (page 7): Identify emotional triggers.
  2. “Money Traffic Light” Game (page 8): Connect emotions with shopping and expand your vocabulary.
  3. Reflection “Good Debt vs. Bad Debt” (page 14): explores the guilt, hope, and generosity behind decisions.

A scientifically backed view: Emotions drive children's financial literacy

The CFPB confirms that even 6-year-olds associate feelings with saving, spending, and waiting. Cultivating emotional self-regulation fosters better financial decision-making and confidence.

What parents observe when emotional literacy grows

What your child earnsWhat you experience at home
The emotional language linked to moneyLess tantrums and more reflection
Be aware before spendingTalk more easily about wants versus needs
The confidence in saying “not yet”A calmer and more aware child
Pride in wise decisionsPeace of mind seeing growth

Bottom line: Emotional intelligence is synonymous with financial strength. Start on page 7 or 14 and raise self-aware children, one story at a time.

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