Bad debts vs. Good debts for children
That's the power of telling financial stories for children. And that's precisely what our workbook does: build financial habits from a young age so your child grows up confident, thoughtful, and financially aware.
Cómo los cuentos y las actividades enseñan decisiones financieras más inteligentes
“You can't go back and change the beginning, but you can start where you are and change the ending.” — C.S. Lewis
That's the power of telling financial stories for children. And that's precisely what our workbook does: build financial habits from a young age so your child grows up confident, thoughtful, and financially aware.
Why it's essential to teach children about debt
The CFPB has found that children who learn about borrowing, saving, and budgeting through stories and games show greater financial literacy at age 15. Early reflection builds strong decision-making muscles.
Workbook Highlight: “Good Debt vs. Bad Debt” Activity on page 14
In our bilingual financial literacy workbook, Skipper and Summit face common dilemmas: Should Skipper lend $5? Is borrowing always wrong? What makes a loan helpful or harmful? Kids learn the why, not just the what.
📘 Featured in: Be a Real Hero: A Financial Education Workbook for Ages 6-9
✅ Available now on Amazon — English and Spanish editions.
Key Idea: Children Reflect… and Parents Heal
The World Economic Forum emphasizes that the most effective financial education occurs within the family. That's why our workbook also includes ideas for parents to reflect on: redefining their financial story together.
Two generations. One lesson.
| What your child earns | What you reflect on as a parent |
| Debt as a tool, not a trap | How your past shaped your beliefs about money |
| Delayed gratification = smart decisions | Where to model better habits |
| Empathy through stories and decisions | Healing old patterns by planting new ones |
| Real-life examples make concepts relatable | Change is a shared journey |
One page can change your future
Financial wisdom is nourished by stories and wise decisions. Page 14 invites your child to color, think, and discuss, and you to listen and share.
📕 Get started today: Search “Be a Real Hero Workbook” on Amazon and choose your edition.
🎁A great gift for children ages 6-9 who are learning about money, values, and making smart choices.
Because when Skipper and Summit ask, “Is this debt worth it?” they are inviting their child to think, feel, and choose with their heart.
