Ploutus Lab: What's Included, How Much It Costs and Who It's For

Ploutus Lab is a financial and emotional education program for kids ages 4 to 10, in Spanish. Its classes run three to four minutes and are given by Skipper and Summit, who explain ideas through everyday situations. Each class comes with printable sheets by age, a bilingual moment at the end with key words in Spanish and English, a gamified quiz and a profile for each child. The price is 27 USD a month. You can start with the free class, there is a 3-day trial with four classes and, if you cancel, you are not charged the following month.

How to do it

To decide, a concrete check helps: watch the free class with your child and notice three things. Did they pay attention? Did they answer when the character asked? Did they ask for another? Chip and Dan Heath, in Decisive, recommend testing something on a small scale before committing, instead of deciding from descriptions alone. What the child does with the free class says more than any list of features.

What it's for

For your child, the program is short classes with characters who decide in front of them. For you, the program replaces the question of how to teach money with a routine that has content, sheets and a record of what was learned. Paying 27 USD a month means choosing that time and that format over others.

Ages 4 to 6 work with concrete situations and ages 7 to 10 with comparisons and decisions. The program isn't designed for teenagers or for investing.

What you'll see over time

Over time, in the first weeks the child starts repeating the character and asking for the class. Between one and six months they connect the ideas with decisions of their own. In the long run the program serves as a base for money conversations that no longer need the class.

Signs it's working

You'll know when your child asks for the class without being reminded, when they answer the characters' questions and when they use a word from the class at home.